This true public option is an affordable buy-in, not a handout, and does NOT impact people currently eligible for Medicare. We should allow people under age 65 to buy into Medicare. Medicare has proven to be a highly-effective, efficient, and well-liked plan to both consumers and healthcare providers. Encouraging insurance companies’ participation in the marketplace will help spur private sector competition as well. This should help stabilize the healthcare marketplace by enhancing insurance companies’ confidence in their ability to optimally cover their insured customers’ needs.
Secure payment of cost-sharing reductions.Maintain requirement that all marketplace plans cover basic healthcare services.
Prohibit imposing annual and lifetime caps on healthcare benefits and.No higher premiums or deductibles imposed because of pre-existing conditions.Children can remain on their parents’ insurance plans until age 26.Protect the current, most beneficial and popular ACA provisions:.Here are ways to strengthen and further improve the current state of our healthcare system. I have seen firsthand the struggles of the uninsured as well as the direct, tangible benefits the ACA has brought to real peoples’ lives, and it’s too valuable to simply toss aside. Such a plan is only possible with ideas borrowed from both sides of the debate. We need a collaborative approach that addresses the twin pillars of expanded coverage and cost containment. Despite the tens of millions of people who’ve benefitted from the ACA, its serious flaws must be addressed if we are to improve access to healthcare today as well as for generations to come. While significant reform may have begun with the Affordable Care Act (ACA), it by no means ended there. It’s a fact that our healthcare system remains broken, with both rising costs and deductibles, and 28 million Americans still uninsured. As a physician, I’m trained to follow the facts, diagnose the problem, find a solution. It’s based on the nonpartisan goals of expanding health care coverage and choices, lowering costs, and delivering the highest quality of care possible. Hiral Tipirneni’s vision for our health care system – not a Republican one or a Democratic one, but an American one. Imagine a one-stop shop allowing consumers to compare both private and public insurance plans, including a robust Medicare buy-in option. Imagine an American health care system where consumers have the freedom of choosing the health insurance plan that’s best for themselves or their families, a system that covers all Americans, a system that encourages true free-market competition to drive down costs and increase quality of care across the board.
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